Elżbieta Łoza
Senior associate, attorney at law
She specialises in financial and digital sector regulations, with a particular focus on payment services, AML/CFT, PSD2, DORA and MiCA. She advises payment institutions, fintechs, crowdfunding platforms and technology companies on licensing, compliance and implementation projects, supporting clients in aligning their operations with the requirements of national and European regulations.
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Languages
English
Practice
Advises payment institutions, investment firms, crowdfunding platforms, and technology companies on financial and digital sector regulatory projects. Assists clients in aligning their operations with regulatory requirements, combining legal expertise with a practical understanding of operational processes, business models, and supervisory expectations.
Possesses experience in licensing proceedings before the Polish Financial Supervision Authority (KNF), with a specific focus on payment institutions and crowdfunding platforms. Has been involved in preparing licensing documentation and handling projects related to administrative court proceedings concerning decisions of supervisory authorities.
Supports organisations in developing risk management, operational resilience, and information security frameworks, with a particular focus on DORA requirements. Advises on ICT risk management, oversight of technology service providers, and preparing organisations for regulatory audits and inspections.
Gained experience in specialised law firms advising entities within the financial, fintech, and new technology sectors. Involvement in regulatory, licensing, and implementation projects has provided a deep understanding of financial market operations, supervisory expectations, and the practical aspects of implementing regulatory requirements within organisations.